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- Young people worry will there be work, the worker worries about getting fired or having old age pension, the entrepreneur whether he will fail, what the state often makes him do, because it is not like in other countries where the country is a friend to the entrepreneur - say the journalists of "Vecernji list", which did Research on the biggest problems in Croatia

Journalists from Vecernji List noticed ten problems faced by citizens in Croatia, but also gave an assessment that the incompetent management of the country is dragging the people down and wonders whether it makes sense to stay in the country at all.

Preporučujemo

Due to all the problems they face, households are on the verge of extinction, state journalists of Vecernji List and point out that Croatia is an "unsettled land" and that its workers and entrepreneurs are finding it very difficult to manage and live in "the woods amended by changing legislation and higher tax burdens."

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- Young people worry whether there will be work,  workers worry about getting fired or having old age pension, the entrepreneur whether he will fail, what the state will makes him do, because it is not like in other countries where the country is a friend to the entrepreneur - say journalists.

The biggest problem listed was high interest rates, and as an example, for the same indebtedness to the bank, a Croat pays 552 euros per month, while a German wages 378 euros.

Expensive credit reduces personal consumption, and the money that Germans spend in shops and thus stimulate their economy and create new jobs, Croats pay to banks.

Another problem are the small pensions and the question of whether they will, because the numbers are saying that current thirty year-olds will have to take care of themselves in old age.

- Already, pensions aren't a safe category, because they are paid from a system that has collapsed. The pension fund annually receives about 19 billion, and pays around 35 billion. The deficit of 17 billion will only get bigger - writes Vecernji List.

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The third problem listed are waiting lists to see a doctor and the "Americanization of health care" or "health just for the rich."

Separation of the Health Insurance Institute (HZO) from the budget and amendments to the Law on compulsory health insurance would enable HZO in the establishment of businesses which will, as warned, mean the Institute will become a private company.

Education unrelated to the labor market and the lack of apprentice are other problems facing Croatia, in the text, it states that in other countries, in vocational schools and colleges, students cooperate with firms through practice and are trained for future work, which is not the case with Croatia.

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The fifth problem is that there is not enough investment to launch a growth that will create new jobs. At present, the number of investments with workers employed cannot compensate for the outflow of workers due to the collapse of companies, which once again find themselves at the unemployment office and have no where to be employed.

Investors do not come because of the poor macroeconomic environment, and the productivity is low, perhaps the lowest in the EU, quoted economist Damir Novotni.

High taxes are another problem of the Croatian economy, because "Croatia has a tax on everything except the air, but it is uncertain whether they might start charging that resentment in the near future, "writes Vecernji List.

They point to data showing that for about 10 kuna per liter of gasoline, the government takes 5.5 kuna, that for every pack of cigarettes; it takes about 13.5 kuna, and  for every average salary of 5,500 kuna it takes 3,800 for taxes and contributions. In addition to another 1,000 kuna for tax and excised duties when citizens start buying.

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In addition to all this, each municipality has its own special levies, which burden potential investors and its inhabitants, and almost unbelievably, every larger state company receives the green light from the government to charge citizens with levies such as forest contributions or subscriptions for HRT making citizens pay out of pocket.

The emigration of young people and the extinction of the population is placed on the seventh place on the list of the biggest problems.

According to estimates of demographer Andjelko Akrap, Croatia will have only 3.5 million inhabitants in 2050, which is 728,000 inhabitants less in comparison to the census from 2011.

Perhaps somewhat undeservedly, the eighth problem is that politicians pursue their own interests, and not the prosperity of citizens.

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- Croatian political elite which has been leading the country for years is mainly the result of negative personnel selection in the parties that change in the conduct of the state.In these parties, to make it to the top, ability isn't important, but loyalty to the presidents of the parties, not the common good but rather personal interest, the interest of the party, relatives and friends - conclude Vecernji List.

It was particularly emphasized that Croatian politicians deal with "irrelevant topics, such as those from history."

Pessimism and life from day to day is set as the ninth problem.

- The people of Croatia do not see a future, they live in uncertainty because they fear for their jobs, they do not know whether there will be work for their children when they grow up, and those children who are already grown are having difficulty getting a job. Those who lose their jobs know that it is unlikely they will find a new one - stated in the text.

The latest in a string of problems, but perhaps not the least important, is the lack of private initiative and willingness to take risks in business.

On this subject, it was concluded that "Croatia has no culture of entrepreneurship." In her schools, this is not learned, so talents in certain areas are not noticed, a large number do not enter into private initiative because they are afraid of failure and that's why few people go into business for themselves.

In addition, entrepreneurs are in constant fear of tax supervisors, since they are often punished unnecessarily, while abroad, the state bodies are partners with entrepreneurs, warning them first, and punishing them later.

(Telegraf.co.uk/ Vecernji.hr)